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- Earnings is acknowledged and not verified.  
- Purchase, price and term, or cash out refinance. Undocumented aliens with ITIN numbers aren't allowed beneath this program.  
- Documented ability to repay could also be applicable underneath certain eventualities.  
- US citizens, permanent resident aliens, and overseas nationals with valid passport and US visa are allowed.  
- $5,000,000 most loan amount.  
- 500 minimal credit score required.  
- As much as 65% mortgage-to-worth for money-out refinances (see guidelines).  
- SFR, PUDs, condos, townhouses, and 2-4 items allowed.  
- Proprietor-user, second dwelling or funding properties.  
- Blended-use residential property with commercial affect allowed on case-by-case foundation.  
- $100,000 minimal loan amount.  
- Up to 70% mortgage-to-worth for purchases and rate/term refinances (see guidelines).  
- No reserves required.  
  
 
- All loans require impounding of property taxes and hazard insurance coverage. - Property have to be positioned within the State of California.  
- No prepayment penalty.  
  
 
  
  
To download underwriting pointers  
  
for hard money loans ca our laborious money mortgage program:  
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