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- Revenue is stated and never verified.  
- Buy, rate and term, or cash out refinance. Undocumented aliens with ITIN numbers aren't allowed beneath this program.  
- Documented capability to repay could also be applicable beneath sure scenarios.  
- US citizens, everlasting resident aliens, and foreign nationals with valid passport and US visa are allowed.  
- $5,000,000 maximum loan amount.  
- 500 minimal credit score rating required.  
- As much as 65% loan-to-worth for cash-out refinances (see pointers).  
- SFR, PUDs, condos, townhouses, Hard Money Laons and 2-four units allowed.  
- Owner-consumer, second dwelling or investment properties.  
- Mixed-use residential property with business affect allowed on case-by-case foundation.  
- $100,000 minimum loan amount.  
- Up to 70% mortgage-to-worth for purchases and fee/time period refinances (see tips).  
- No reserves required.  
  
 
- All loans require impounding of property taxes and hazard insurance. - Property have to be positioned in the State of California.  
- No prepayment penalty.  
  
 
  
  
To obtain underwriting tips  
  
for our onerous cash loan program:  
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