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- Revenue is said and never verified.  
- Buy, price and term, or cash out refinance. Undocumented aliens with ITIN numbers are usually not allowed below this program.  
- Documented ability to repay could also be applicable underneath certain situations.  
- US citizens, permanent resident aliens, and overseas nationals with valid passport and hard money loans for real estate US visa are allowed.  
- $5,000,000 most loan quantity.  
- 500 minimum credit score rating required.  
- As much as 65% loan-to-value for money-out refinances (see tips).  
- SFR, PUDs, condos, townhouses, and 2-4 items allowed.  
- Proprietor-consumer, hard money loans for real estate second home or funding properties.  
- Combined-use residential property with industrial influence allowed on case-by-case basis.  
- $100,000 minimum loan quantity.  
- Up to 70% loan-to-value for purchases and fee/term refinances (see guidelines).  
- No reserves required.  
  
 
- All loans require impounding of property taxes and hazard insurance. - Property must be situated in the State of California.  
- No prepayment penalty.  
  
 
  
  
To obtain underwriting pointers  
  
for our exhausting cash loan program:  
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